FIAT LUX Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
—
About
The firm offers comprehensive financial planning, single‑topic financial consulting billed on an hourly basis, and discretionary portfolio management, and it may recommend third‑party managers through its custodian platform. Although organized as an investment manager, the brochure reports the firm managed no client assets as of March 10, 2026.
For portfolio management the firm uses model portfolios and methods such as strategic and tactical asset allocation, fundamental analysis, and modern portfolio theory, and it may integrate separately managed accounts or third‑party sub‑advisers available on the custody platform. The firm generally seeks discretionary trading authority, conducts periodic rebalancing, and provides regular account reviews to clients.
Distinctive aspects include the use of hourly consulting—an uncommon billing approach for firms in its investment‑manager peer group—and a hybrid service mix that pairs fee‑for‑service planning and consulting with AUM‑based portfolio management despite currently reporting zero assets under management. The principal also provides coaching and consulting to other advisory firms and participates in financial planning curriculum development, activities that extend beyond typical portfolio management services.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General tax planning
Retirement withdrawal strategies
Active portfolio management
Options & derivatives strategies
Real estate investing
Fee options
Financial Planning Services fixed fee ranging from $6,000 to $10,000
$0 - $200,000: Not explicitly stated, fee schedule starts above $200,000; fees are negotiable >$200,000 - $350,000: 1.25% $350,001 - $750,000: 1.10% $750,001 - $999,999: 1.00% $1,000,000 - $3,000,000: .85% $3,000,000 - $5,000,000: .75%
$400/hour for Financial Consulting Services
Fee-only: Financial Planning Fees: $6,000 to $10,000 fixed fee; Financial Consulting: $400/hour
Main office location
FIAT LUX Financial Planning
28 Geary St, Suite 650 #1490
San Francisco CA 94108, United States
Number of offices
1
Most active in
FIAT LUX Financial Planning has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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