Feldman Financial Services, LLC

The firm advises primarily individual and high‑net‑worth clients but does not directly manage client assets; instead, it refers clients to third‑party money managers and provides ongoing liaison and monitoring services. It also offers standalone financial planning and consulting and conducts no‑cost educational seminars and workshops for the public.

After collecting information on a client’s financial situation and objectives, the firm recommends third‑party managers based on suitability, assists with account paperwork, monitors performance and delivers required disclosures and reports. For clients who want planning rather than managed accounts, the firm offers fee‑for‑service engagements on an hourly or fixed‑fee basis in addition to its referral activity.

The firm’s business model includes a formal referral arrangement with a third‑party manager that yields an ongoing portion of advisory fees and related non‑cash benefits (for example, technology and marketing support), and the brochure describes disclosure and procedural steps used to address those conflicts. The managing member is also a licensed insurance agent who devotes substantial time to that practice, a relationship the firm discloses and notes as a potential conflict that it seeks to mitigate through client disclosures and fiduciary procedures.