Fee-Only Financial Planning, L.C.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$404,368,224
Total clients
141
66% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
47
Average account size
$2,867,860
About
Fee-Only Financial Planning, LC provides fee-only financial planning and discretionary investment management to individuals, trusts, and estates, serving both high-net-worth and non‑HNW clients. The firm manages roughly $404 million for about 141 clients through a three-advisor team and offers planning across cash flow, tax and retirement planning, insurance review, estate planning, and ongoing portfolio supervision.
The firm’s investment approach centers on diversified asset allocation, cost-conscious selection (favoring indexed mutual funds and ETFs) and use of individual bonds for fixed income, with an emphasis on long-term holdings and periodic rebalancing; cash is treated as an asset class. While the firm generally does not recommend margin, it will permit borrowing in managed accounts in limited circumstances and treats margined assets as part of fee calculations, a practice that differs from most peers.
Noteworthy features include a staff of three CFP® professionals with extensive combined experience and use of Dimensional Fund Advisors funds (funds that are typically available only through approved advisers), as well as an informal business-continuation arrangement with another fee‑only firm. The firm also offers complementary exploratory interviews and short-term limited-service engagements tailored to younger professionals, reflecting a client-education and flexible-service mix that is uncommon among similar supported firms.
Client services
Expertise
Demographic focus
Fee options
Limited-Service Engagement flat fee usually from $500 to $2,000; Financial Planning Agreement requires minimum $10,000 fee; written requests for copies and documents $500 minimum fee.
$0+: 1.00% of AUM first year, then 0.75% annually thereafter (billed quarterly in advance) +: Plus 1.5% of gross income during first year for financial planning fees
$250 per hour for associate advisor; $500 per hour for senior advisor services.
Retainer Agreements with minimum annual fee $7,500 billed quarterly in advance.
Account minimum: $10,000 Minimum fee: Minimum financial planning fee of $10,000 (adjustable at discretion); minimum annual retainer fee of $7,500 Fee-only: Fee-only financial planning and investment advisory services; no commissions or product sales accepted.
Most active in
Florida · Georgia · North Carolina · South Carolina · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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