Fee-Only Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$62,012,744
Total clients
21
48% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
21
Average account size
$2,952,988
About
The firm provides fee-only financial planning and discretionary portfolio management to individual clients, including a significant number of high-net-worth households. Services include retirement and estate-planning guidance, written financial plans, and implementation assistance focused on mutual fund-based portfolios.
Its investment approach emphasizes low-cost no-load mutual funds, including index and target-date funds, and follows a buy-and-hold allocation strategy across stocks, bonds and cash. The firm takes an educational approach with questionnaires and written summaries to tailor advice to each client’s life stage and goals, and it will manage accounts on a discretionary basis when engaged to do so.
Noteworthy features include a long operating history and a principal with advanced business and CFP credentials, and a small client roster supporting a relatively large asset base per client compared with many independent peers, suggesting a focus on wealthier households. The firm operates without soft-dollar arrangements or wrap programs, bills clients directly rather than deducting advisory fees from custody accounts, and does not vote client proxies.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Wealth management
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement income strategy
Demographic focus
Approaching retirement
Young Families
Fee options
Flat fees typically range from $100 to $500 depending on complexity for financial planning services.
$100 per hour for financial planning services.
Fee-only: Flat fees ranging from $100 to $500 for financial planning services, billed upon completion.
Main office location
Fee-Only Financial Planning
Hadley MA, United States
Number of offices
1
Most active in
Fee-Only Financial Planning has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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