FDP Wealth Management, LLC

FDP Wealth Management provides investment consulting and comprehensive financial planning primarily for individuals — including high‑net‑worth clients — as well as for trusts, estates, IRAs and retirement plans. The firm also works with corporate pension and profit‑sharing plans, corporations, charitable institutions, foundations and other institutional clients, and offers a specialized life‑insurance trust analysis process (the TOLI Expert System) for structuring and managing life insurance inside irrevocable trusts.

FDP delivers advice on a non‑discretionary basis, using fundamental analysis, modeling tools and diversification‑focused asset‑allocation guidance to produce written financial plans and specific investment recommendations. The brochure notes the firm does not take custody of client assets, does not exercise investment discretion or proxy voting, and typically provides periodic plan and account reviews rather than ongoing discretionary portfolio management.

Noteworthy features include the TOLI Expert System and the firm’s advisers’ multiple industry affiliations: many IARs are also registered representatives of a broker‑dealer and licensed insurance agents, and some act as investment adviser representatives of an SEC‑registered adviser, enabling implementation through broker‑dealer and insurance channels. Those affiliations — together with the firm’s work for retirement plans, foundations and other institutional clients — can give rise to commissions or referral arrangements; FDP discloses these potential conflicts and maintains written policies (code of ethics, privacy and compliance procedures) to address them.