FC360 Wealth Management, Inc.

FC360 Wealth Management provides advisory services to individuals, trusts, estates, charitable organizations, corporations and employer‑sponsored retirement plans. The firm offers investment management alongside financial, retirement and insurance planning, and makes referrals to outside tax and estate professionals; it also provides 401(k) consulting and can act as a 3(21) or 3(38) fiduciary for plan sponsors.

The firm manages client portfolios on a discretionary basis using three platform approaches — a holistic Full Circle 360 platform, an active Tactical platform, and a Low‑Cost Indexing platform that primarily uses ETFs — beginning each relationship with a discovery process to establish goals, risk tolerance and time horizon. FC360 uses a mix of fundamental, technical, cyclical and charting analysis, conducts at least quarterly account reviews, and offers an optional options overlay strategy (covered calls and cash‑secured puts) to seek income and volatility reduction.

Notable distinctions include an unusually high client load for a solo independent advisor, managing several hundred client relationships with a single advisor, and affiliations with an in‑house accounting practice and an insurance agency. The brochure discloses that the firm’s principal holds insurance and tax credentials, that clients are not required to use affiliated services, and that these relationships create potential conflicts of interest which the firm describes and seeks to manage.