FBS Securities

FBS Securities provides ongoing portfolio management, financial planning, pension consulting, and third‑party administrative services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and business entities. The firm reports approximately $45.3 million in assets under management across about 97 client accounts.

The firm documents client goals and constraints in an Investment Policy Statement and offers both model portfolios for long‑term, diversified allocations and active trading strategies that may use listed options, straddles, and other derivatives. Discretionary authority is commonly used to implement strategies, and derivative‑based or tactical approaches are presented only where suitable for a client’s risk profile and reviewed more frequently.

The brochure discloses a recent FINRA Acceptance, Waiver and Consent relating to a firm principal’s participation in private securities transactions, which the firm states was resolved without findings of fraud; this regulatory matter is presented alongside its other disclosures. The firm also discloses an insurance‑agent affiliation and that supervised persons may receive insurance commissions, offers periodic educational seminars and workshops, and maintains referral and administrative relationships (including an online lending platform), all of which the firm identifies as conflicts it monitors and discloses to clients.