Fb Advisory Services, Llc

FB Advisory Services provides personalized investment advisory and financial planning to individuals, trusts, estates, charitable organizations, and business entities, managing roughly $8.6 million for about 50 clients. Services include discretionary and non‑discretionary portfolio management as well as modular or hourly financial planning, with fees billed on an asset‑under‑management basis.

The firm’s investment process emphasizes risk management through two disciplines: a trend‑following Growth Discipline that stays invested during uptrends and moves to safe‑haven positions when trends fade, and an actively managed Fixed Income Discipline that adjusts duration and credit quality to the economic cycle. Portfolios primarily use ETFs, bonds, structured notes, no‑load mutual funds and select individual equities, and the firm may occasionally employ long/short strategies and inverse ETFs.

The brochure discloses that the firm’s manager is a licensed insurance agent who sells insurance products for separate commissions, a relationship that may present a potential conflict of interest and is explicitly disclosed to clients. The firm also participates in TD AMERITRADE’s institutional program and receives custodial and practice‑management services (including Advent Axys and a Morningstar workstation), and it generally requires a $100,000 account minimum while allowing household aggregation or discretionary exceptions.