Faulkner Financial Planning, LLC

Faulkner Financial Planning is a small independent advisory firm that works primarily with individual and household clients and also accepts high-net-worth and corporate clients. The firm provides comprehensive financial planning and arranges portfolio management through a third‑party asset manager (SEI) rather than trading client accounts directly.

The firm’s process centers on individualized planning and suitability: it assesses clients’ risk tolerance, income, and goals, produces non‑discretionary financial plans, and selects a third‑party asset manager to implement an allocation and tactically rebalance portfolios in line with client objectives. Investment oversight and client reviews are conducted on an ongoing basis with at least annual formal reviews, while clients retain discretion over implementation and may impose reasonable restrictions.

Noteworthy differences from many peers are the firm’s combination of predominantly non‑discretionary assets under management and an active insurance practice — the advisor is licensed to sell life, health, long‑term care, dental, and disability insurance and provides divorce‑related financial consulting — which the brochure identifies as a source of potential conflicts of interest that the firm discloses and manages. The firm is a solo practice with a small client base and shares advisory arrangements with third‑party managers (without increasing the client’s aggregate fee under those arrangements), which can result in a more consultant‑oriented relationship than a traditional discretionary manager.