Farrecian Investments Inc

Farrecian Investments provides investment advice and planning primarily to individual and high‑net‑worth clients as well as business entities, concentrating on non‑discretionary management of variable annuity and variable life subaccounts, financial planning, and referrals to third‑party managers. The firm assembles investment option lineups available through clients’ insurance contracts and delivers ongoing monitoring and plan updates.

The firm’s approach is predominantly non‑discretionary, implementing client‑approved allocations within annuity and life products, reviewing accounts at least annually, and employing fundamental, technical and cyclical analysis where appropriate. When a third‑party manager is recommended (the brochure names Gradient Investments, LLC as an example), the firm acts as liaison, monitors the manager’s performance, and provides ongoing client support while the third party executes trades and custodial functions.

Noteworthy distinctions include the principal’s activity as a licensed insurance agent and receipt of insurance commissions and other external compensation, which the brochure identifies as potential conflicts mitigated by disclosures and firm procedures. The ADV also discloses past regulatory matters involving the firm’s principal — including a consent order related to alleged unregistered securities sales and an earlier supervisory bar that was later vacated — and the firm reports that nearly all client assets are managed on a non‑discretionary basis.