F
Farrar Financials
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$58,000,000
Clients
14
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
LowAverage account size
$4,142,857
About
Farrar Financials provides comprehensive financial planning, wealth management consulting, financial reviews, financial analysis and fiduciary services to high‑net‑worth individuals and trusts. The firm serves a small client base (about 14 clients) and manages roughly $58 million in client assets.
The advisor produces detailed, tax‑aware comprehensive plans and periodic reviews and typically delivers specific, implementable recommendations while leaving execution to the client; the firm explicitly targets tech‑savvy clients who update balance sheets and review portfolios quarterly. Implementation is primarily non‑discretionary — the firm acts as a limited agent for implementation in about 20% of client relationships and otherwise does not execute trades on clients’ behalf.
What distinguishes the firm from many independent solo advisors is its emphasis on client‑led implementation and its exclusive focus on high‑net‑worth individuals and trusts rather than a broader retail clientele. The practice also emphasizes quantitative reporting (including weighted‑average ROI versus index benchmarks), provides hourly financial analysis for specialized questions, and offers fiduciary execution services when clients request the firm to carry out an agreed plan.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
General tax planning
Wealth management
Fee options
$0+: 0.33% - 0.75% of asset value for Comprehensive Financial Plan $0+: 1.0% of asset value for fiduciary management including annual review $0+: 0.25% - 0.65% of asset value for Financial Review
$195 to $350 per hour for Financial Analysis
Account minimum: $5,000 Minimum fee: $5,000 minimum fee for Comprehensive Financial Plan Fee-only: Financial Analysis billed hourly between $195 and $350 per hour
Main office location
Farrar Financials
Escondido CA, United States
Number of offices
1
Most active in
Farrar Financials has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")