Farm and Community Advisory

Neil Gavande is a CFP®, ChFC®, and Series 66-licensed advisor with 23 years of industry experience. He currently serves as CEO of Farm and Community Asset Advisors LLC and holds licenses as a California mortgage broker and health and life insurance agent. His prior experience includes roles at Morgan Stanley Dean Witter and TCFG Investment Advisors. Farm and Community Advisory provides portfolio management, pension consulting, and financial planning services primarily on a non-discretionary basis, serving individual clients and employee benefit plans. The firm employs a variety of analytical methods and emphasizes written Investment Policy Statements to guide client portfolios.

Joshua Williams is a financial advisor at Farm and Community Advisory with a Series 65 license. He has experience operating WH Personal Finance, a financial coaching practice focused on personal finance management, including expense tracking, savings improvement, and debt strategies. Prior to his advisory roles, he worked in various positions including at Santa Cruz Bicycles and Driscoll's Strawberry Association. Farm and Community Advisory provides portfolio management, pension consulting, and financial planning services tailored to individuals and employee benefit plans. The firm emphasizes non-discretionary management and uses written Investment Policy Statements to guide client goals, risk tolerances, and time horizons.

Salil Prasad is a financial advisor at Farm and Community Advisory in Los Gatos, CA, holding a Series 65 designation with no prior industry experience. His work history includes roles at Picarro and self-employment periods, and he is also a licensed real estate agent with Keller Williams. Farm and Community Advisory provides portfolio management, pension consulting, and financial planning services primarily on a non-discretionary basis, focusing on individualized investment policy statements and employing a range of analytical methods with a long-term trading approach.