FAP, LLC

Nicoletta Schaff is a CFP® professional with seven years of experience in financial advisory services. She is currently affiliated with FAP, LLC and Commonwealth Financial Network. Her background includes roles at KMS Financial Services and Sunset Accounting & Bookkeeping. FAP, LLC is a small advisory firm that provides financial planning services such as retirement, tax, estate, business planning, risk/insurance analysis, and rollover guidance. The firm focuses on hourly planning engagements without discretionary portfolio management or custody of client assets.

Sally Mccray is a CFP® professional with 40 years of experience in the financial services industry. She is affiliated with FAP, LLC and Commonwealth Financial Network and has been involved with Financial Advisory Partners since 2001. In addition to her advisory work, she is involved in fixed insurance sales and owns a private entity that facilitates advisory business and manages commercial real estate in Bellevue, WA. FAP, LLC is a small advisory firm serving a limited number of clients with financial planning services, including retirement, tax, estate, business planning, risk/insurance analysis, and rollover guidance. The firm focuses on hourly planning engagements without discretionary portfolio management or custody of client assets, often coordinating implementation through licensed representatives at Commonwealth Financial Network.

Hannah Ahmed is a CFP® professional with 19 years of industry experience. She is currently affiliated with FAP, LLC and has held roles at Commonwealth Financial Network, Stack Financial Management, Merriman Wealth Management, and Fisher Investments. FAP, LLC is a small advisory firm that provides financial planning services, including retirement, tax, estate, and business planning, as well as risk/insurance analysis and rollover guidance. The firm focuses on hourly planning engagements and client-directed implementation, without managing client assets or using percentage-of-AUM billing.