Family Retirement LLC

Family Retirement serves individual investors — including high‑net‑worth clients — as well as trusts, estates, and small business owners, offering comprehensive investment management alongside financial planning, project‑based consulting and retirement‑focused planning. The firm manages roughly $22 million in discretionary client assets and undertakes initial fact‑finding to customize strategies to each client’s goals, cash flow needs and risk tolerance.

The firm’s investment process is primarily technical‑analysis driven and it documents an Investment Policy for each client, managing accounts on either a discretionary or non‑discretionary basis. Portfolios use mutual funds, ETFs, UITs, publicly traded equities, REITs, ADRs and certain convertible and preferred securities while explicitly excluding derivatives, private placements and non‑U.S.‑dollar denominated securities; the firm also uses retirement modeling tools for withdrawal planning and may recommend fixed insurance products where appropriate.

What distinguishes this firm from many peers is its combination of advisory services with licensed insurance activity (insurance recommendations and related commissions are limited to Washington and are disclosed), plus the offering of no‑fee educational retirement classes and seminars — features that are relatively uncommon among similar supported firms. The firm discloses these potential conflicts in writing and makes referrals to appropriately licensed professionals for insurance matters in other states, while also providing hourly and retainer‑based planning engagements for clients seeking limited or second‑opinion services.