Family First Wealth Management

Family First Wealth Management is a small independent advisory firm operating as a solo practice with roughly a dozen client relationships and about $16 million in assets under management. It serves individuals (including high-net-worth clients), pension and profit‑sharing plans, and charitable organizations, offering investment management alongside ongoing and project‑based financial planning and hourly consultations.

The firm’s investment process is allocation‑driven and grounded in Modern Portfolio Theory, employing both strategic and tactical asset allocation and discretionary portfolio management; it will also engage third‑party managers when appropriate. Clients are typically encouraged to develop a financial plan at the outset, with ongoing monitoring and at least annual reviews to align portfolios with goals and changing circumstances.

This firm is atypical among peers in combining pension and employee benefit plan consulting with a solo advisory practice and in having the principal maintain a separate law practice to which clients may be referred; those referral arrangements are disclosed as a potential conflict of interest. The principal’s professional credentials (CPA and CFP) and prior service on a large government investment advisory committee provide an unusual level of pension‑plan experience for a firm of this size.