Family Financial Planning, LLC

The firm is a fee-only holistic financial planning and investment advisory practice serving individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, and businesses, including corporate clients. Its services span portfolio analysis and management, asset allocation, tax planning, estate planning, retirement planning, risk reviews, and business-development support.

The firm’s investment approach emphasizes asset-class selection, diversified allocations, and tax-aware implementation, generally favoring no-load mutual funds, ETFs, U.S. government securities, and bonds. Portfolio management is ordinarily non-discretionary—the advisor implements trades only when specifically requested and authorized by the client—and financial planning is integrated with ongoing tax considerations.

Noteworthy elements include an affiliation with an accounting firm, which provides integrated tax and planning capabilities but is disclosed as a potential conflict that the firm seeks to manage without requiring clients to use the accounting services. The firm offers both retainer and project-based planning arrangements alongside asset-management services, holds multiple professional credentials (CFP®, CPA, PFS, AIF®, CDFA®, EA), and reports that virtually all managed assets are handled on a non-discretionary basis for both individual and business clients.