Family Financial

Tammy Trenta is a CFP® professional with 20 years of industry experience, currently serving at Family Financial in Manhattan Beach, CA. Her prior roles include positions at Creative Planning and EP Wealth Advisors. She is also an author with the Institute for Financial Empowerment and provides tax and accounting services through FF Business Management LLC. Family Financial is an SEC-registered advisory firm offering discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach incorporating both fundamental and technical analysis and may utilize ETFs, mutual funds, individual securities, digital currency, and independent managers in portfolio construction.

Charlotte Morgan is a CFP® and holds a Series 66 license with 10 years of industry experience. She has worked at Family Financial since 2025 and previously held positions at Creative Planning, JBJ Investment Partners, New Planner Recruiting, and Stravolo Wealth Management. Family Financial is an SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, and small businesses with discretionary wealth management, financial planning, and retirement plan advisory services. The firm employs a long-term investment approach using fundamental and technical analysis and may allocate assets to independent managers while utilizing ETFs, mutual funds, individual securities, and digital currency.