Family and Money Matters
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$21,530,000
Total clients
15
40% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
15
Average account size
$1,435,333
About
Family and Money Matters provides ongoing comprehensive financial planning, limited‑scope project planning, and tailored investment management, including advice on held‑away assets and the use of third‑party managers. The firm works one‑on‑one with a small number of high‑net‑worth individual clients and maintains account minimums for managed assets and for ongoing advising on held‑away investments.
The firm’s investment analysis relies on fundamental research but portfolios are generally implemented through a passive approach, using index mutual funds and ETFs to construct asset‑class allocations. It selects and monitors third‑party model managers — including a technology‑supported sub‑advisor that applies Modern Portfolio Theory — and permits reasonable client‑imposed restrictions while executing trades on an individual basis rather than block trading.
Notable distinctions include a reported significant non‑U.S. client base, a feature that is uncommon among independent solo advisers. The firm also emphasizes family‑oriented planning and related specialty competencies — such as divorce financial analysis, family mediation and family business advising, plus family‑office experience — which may shape its focus on intergenerational and family‑dynamics issues in addition to traditional financial planning and portfolio management.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
General estate planning guidance
College savings (529s, UTMA, etc.)
Fee options
$2,500 and up (fixed fee for Limited Scope Financial Planning projects, depending on complexity); $5,000 upfront plus $7,500 quarterly (ongoing comprehensive financial planning)
$0+: 1.00% annually (standard advisory fee for Investment Management Services) $0+: 0.50% annually (for held-away investment assets ongoing supervision and advice) $0+: 1.25% annually (standard advisory fee when using a TAMP, inclusive of TAMP fees)
$350 per hour (for Limited Scope Financial Planning projects)
Account minimum: $1,000,000 for managed assets; $2,000,000 for ongoing advising on held-away assets (may be waived at adviser’s discretion)
Main office location
Family and Money Matters
4531 Ponce De Leon Boulevard, Suite 200
Coral Gables FL 33146, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")