Falconer Group

Falconer Group is a fee‑only independent advisory firm that provides personalized financial planning and ongoing investment management primarily to individual clients and families. The firm also accepts a wider range of client types—including banks and thrift institutions, insurance companies, pension and profit‑sharing plans, charitable organizations, corporate entities, other investment advisers, and certain government or sovereign entities—and manages about $36.8 million across 14 client relationships.

The firm follows a core‑and‑satellite investment approach, using passively managed index funds and ETFs as the core and adding active funds or individual securities where appropriate, with portfolios invested primarily in no‑load mutual funds and ETFs and supplemented by stocks, bonds and other instruments. Client goals and constraints are documented in investment policy statements, reviews are performed periodically, and the adviser generally operates on a non‑discretionary basis, seeking client concurrence before trades are executed.

What is distinctive about the firm for a solo, independent practice is the breadth of institutional and governmental client types it serves alongside private individuals, and that essentially all assets are managed non‑discretionarily rather than under discretionary authority. The firm maintains formal operational safeguards—an information security program, a business continuity plan and succession arrangements with peer firms—recommends qualified custodians while accepting no commissions or referral compensation, and does not use performance‑based fee structures.