Fairpoint Wealth Management, LLC

Fairpoint Wealth Management provides discretionary investment management and a range of financial planning services to individuals and families, and the firm’s brochure explicitly notes it works with both non‑high‑net‑worth and high‑net‑worth clients. As of the brochure date the adviser reported managing approximately $3.75 million on a discretionary basis and offers services that include retirement, estate, college savings, employee benefits optimization, and business planning.

The firm develops client‑specific investment policy statements through personal consultations and builds portfolios using active, passive, or blended approaches to match stated objectives, time horizons and risk tolerance; accounts are reviewed at least annually and monitored on an ongoing basis. Fairpoint discloses negotiable fee arrangements, direct fee debiting from custodial accounts, and recommends custodians such as Charles Schwab and TD Ameritrade while noting it does not charge performance‑based fees or participate in wrap fee programs.

Compared with many peers in this adviser category, Fairpoint’s brochure highlights a broader set of retail planning options and fee formats — including project‑based engagements, an hourly planning rate of $200–$250, and a subscription-style comprehensive planning option with monthly fees — and it notes comprehensive planning is provided at no additional charge for clients with $1 million or more in assets under management. The firm also states it receives compensation only from clients, has no related-party affiliations, and limits custody to the mechanics of withdrawing advisory fees.