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Fairfield Financial Advisors

Updated today

Client assets under management

$307,846,570

Clients

138

51% high-net worth

Advisors

2

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

69

High

Average account size

$2,230,772

About

Fairfield Financial Advisors is a fee‑only, SEC‑registered investment adviser that provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, and certain institutional clients. Services described in the brochure include cash‑flow and tax planning, retirement and estate planning, and ongoing portfolio management for accounts held at qualified custodians.

The firm follows a strategic asset allocation approach grounded in fundamental analysis, deploying primarily no‑load mutual funds, individual common stocks, fixed income securities, and exchange‑traded funds, with most trading executed through Charles Schwab. Fairfield manages accounts on a discretionary basis when agreed, documents objectives in investment policy statements, and conducts periodic reviews to monitor progress and risk.

What is distinctive for a firm of this size is its explicit work with pooled/plan‑type clients—Fairfield advises pension and profit‑sharing plans and may act as trustee for certain accounts, a role that creates limited custody arrangements and annual surprise examinations by an independent accountant. The brochure also discloses recent enhancements to administrative technology, including cloud‑based and AI‑powered tools used for back‑office functions while stating that all investment decisions are made by firm personnel rather than automated algorithms.

Client services

Financial planning Portfolio management

Expertise

General retirement planning General tax planning

Fee options

Percentage

$0 - $5,000,000: 1% $5,000,001 - $10,000,000: 0.75% $10,000,001+: 0.5%

Other

Fee-only: Fee-only financial planning and investment management; no commissions or other compensation accepted.

Main office location

Fairfield Financial Advisors

The Wellesley Office Park, 20 William Street, Ste 165

Wellesley MA 02481, United States

Number of offices

1

Most active in

California · Florida · Massachusetts · New Hampshire · New York · Oregon · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jane K

CFP®

Wellesley, MA

Fairfield Financial Advisors

Jane King is a CFP® professional with 31 years of experience in the financial advisory industry. She has been with Fairfield Financial Advisors since 1993, contributing over three decades to the firm’s team in Wellesley, MA. Fairfield Financial Advisors provides personalized, fee-only financial planning and investment management services to individuals, high-net-worth clients, families, trusts, pension and profit-sharing plans, and select small businesses and nonprofit entities. The firm employs a strategic asset allocation approach using no-load mutual funds, individual stocks, ETFs, and fixed-income securities, and is noted for its work with pooled and institutional client structures as well as its trustee roles on client accounts.

General retirement planning General tax planning
user avatar

Caroline H

Series 63, Series 65

Wellesley, MA

Fairfield Financial Advisors

Caroline Hedges is a financial advisor at Fairfield Financial Advisors with 7 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fairfield Financial Advisors since 2012. Fairfield Financial Advisors provides personalized, fee-only financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, pension and profit-sharing plans, and select small businesses and nonprofit entities. The firm employs a strategic asset allocation approach using no-load mutual funds, individual stocks, ETFs, and fixed-income securities, and is noted for its work with institutional client structures and fiduciary roles such as trusteeships.

General retirement planning General tax planning
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