Fairbanks Capital Management, Inc.

Chris Cho is a CFA® charterholder with seven years of industry experience, currently serving as an advisor at Fairbanks Capital Management, Inc. since 2015. He holds the Series 63 license and is based in Rancho Santa Fe, California. Fairbanks Capital Management provides discretionary investment management primarily to individual clients, including high-net-worth and non-HNW individuals, as well as institutional entities such as foundations, trusts, IRAs, and pooled investment vehicles. The firm employs a concentrated, long-term equity approach focused on purchasing businesses below intrinsic value, manages investment-grade fixed income with active duration control, and applies explicit risk controls within a purely discretionary framework.

Steven Re is a financial advisor at Fairbanks Capital Management, Inc. with 49 years of industry experience. He holds Series 63 and Series 65 designations. Fairbanks Capital Management, Inc. provides discretionary investment management primarily to individual clients and institutional entities such as foundations, trusts, IRAs, and pooled investment vehicles. The firm employs a concentrated, long-term equity investment approach focused on buying businesses below intrinsic value, along with active management of investment-grade fixed income and explicit risk controls.

John Shepherd is a financial advisor at Fairbanks Capital Management, Inc. with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Innovation Partners LLC and CUNA Mutual Group. Outside of finance, he owns and operates Gemini Portfolio Management, a restaurant and tavern in Seaside, Oregon. Fairbanks Capital Management provides discretionary investment management primarily to individual and institutional clients, focusing on concentrated, long-term equity investments and actively managed fixed income portfolios. The firm is also known for advising private pooled investment vehicles and real estate projects.

Raphael Biderman is a financial advisor at Fairbanks Capital Management, Inc. in San Diego, CA, holding a Series 65 designation with seven years of industry experience. He has been with Fairbanks Capital Management since 2015. Fairbanks Capital Management provides discretionary investment management primarily to individual clients and institutional entities, focusing on a concentrated, long-term equity investment approach combined with active management of investment-grade fixed income. The firm is also notable for its role as adviser and sponsor of private pooled investment vehicles and real estate projects.