Fair Trust Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$24,366,784
Clients
25
32% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
25
TypicalAverage account size
$974,671
About
The firm provides non‑discretionary asset management, financial planning, and ERISA plan services to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, and estates. It operates as a single‑advisor independent registered investment adviser overseeing roughly $24.4 million for about 25 clients.
Investment advice is delivered on a non‑discretionary basis: the adviser identifies securities and strategy but obtains client approval before executing transactions, tailors portfolios to client goals, time horizons and risk tolerance, and conducts quarterly account reviews using fundamental, technical and charting analysis. For retirement plans the firm may serve as a limited‑scope ERISA 3(21) fiduciary, assisting with investment policy statements, monitoring plan options, and providing participant education and periodic plan reporting.
Noteworthy aspects include that essentially all reported assets are managed on a non‑discretionary basis, an uncommon client mix for a small independent firm that includes pension and profit‑sharing plans and related pension consulting. The brochure also discloses affiliated business activities—a licensed insurance practice (about 5% of the adviser’s time) and a separate divorce‑planning practice (about 40% of the adviser’s time)—and the firm regularly offers free educational seminars and workshops.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Divorce financial planning
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001+: 0.50% annually
$250 per hour for financial planning
Account minimum: $100,000 Fee-only: Hourly fee of $250 per hour for financial planning
Main office location
Fair Trust Financial LLC
371 Commerce Court
Vadnais Heights MN 55127, United States
Number of offices
1
Most active in
Fair Trust Financial LLC has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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