F
Fair Oaks Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$25,130,000
Clients
36
17% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
36
HighAverage account size
$698,056
About
Fair Oaks Financial LLC provides tailored investment management and financial planning services to individual and high‑net‑worth clients, offering ongoing comprehensive planning, project‑based engagements, and hourly consulting. The firm was founded in 2020 and reports roughly $25 million in discretionary assets under management across 36 client relationships, and it states it does not impose a minimum account size.
The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes passive investment management, constructing diversified portfolios using index mutual funds and ETFs to achieve asset‑allocation targets. Accounts are managed on a discretionary basis guided by client investment policy statements, reviewed quarterly, and clients may impose reasonable restrictions on specific securities or sectors.
Noteworthy features compared with many peers include a subscription‑based comprehensive planning model with an upfront onboarding component and ongoing periodic fees, under which investment management can be bundled for planning clients, rather than sold only as a separate service. The firm operates as a solo, state‑registered adviser that recommends Charles Schwab as custodian (and receives related support services), does not aggregate trades into block orders, and does not vote client proxies, meaning clients retain proxy voting responsibility.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Tax strategies for small businesses
Fee options
$0 - $250,000: 1.25% or Included in Ongoing Financial Planning Fee* $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $3,000,000: 0.50% $3,000,001+: 0.40%
$250 per hour, negotiable
Fee-only: Ongoing Comprehensive Financial Planning: upfront $2,000 - $10,000 plus ongoing $100 - $750 per month ($300 - $2,250 per quarter), negotiable; Hourly Financial Planning: $250 per hour, negotiable
Main office location
Fair Oaks Financial LLC
Fair Oaks Ranch TX, United States
Number of offices
1
Most active in
Fair Oaks Financial LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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