F
F.F. Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$98,000,000
Clients
115
57% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
115
Very HighAverage account size
$852,174
About
F.F. Advisors, LLC serves individuals (including high-net-worth clients), trusts, estates, small businesses, and retirement plans. The firm provides discretionary investment management, investment consulting, and retirement-plan advisory services, including acting in a fiduciary capacity under ERISA when agreed.
The firm constructs customized, primarily long-term portfolios using fundamental analysis and typically implements strategies with low-cost mutual funds and ETFs while selectively using individual stocks and bonds and retaining legacy positions for portfolio fit or tax considerations. Client accounts are managed on a discretionary basis with ongoing personal contact, periodic rebalancing and formal reviews, and assets are custodied through an institutional platform identified in the firm’s disclosure brochure.
The brochure highlights several features that are uncommon for a solo independent advisor: the firm’s principal operates affiliated accounting practices and may recommend those firms for accounting and tax work, is separately licensed to sell insurance and receives commission income from insurance sales, and offers pension consulting/ERISA 3(38) plan services to retirement-plan clients. These affiliations and commission arrangements are disclosed as potential conflicts of interest in the brochure, and clients are not required to engage the affiliated firms.
Client services
Portfolio management
Pension consulting
Investment consulting
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Fee options
Fixed annual fee for ongoing investment consulting engagements, paid quarterly, negotiable
$0+: up to 2.00% annually (Investment Management Services, negotiable) $0+: up to 1.00% annually (Retirement Plan Advisory Services, negotiable)
Insurance commissions earned by Mr. Fanger as an independent insurance professional, separate from advisory fees
Up to $350 per hour for one-time investment consulting engagements
Fee-only: Investment advisory fees up to 2.00% annually; Retirement plan advisory fees up to 1.00% annually; Investment consulting hourly fees up to $350/hour; Fixed annual fee for ongoing consulting (negotiable)
Main office location
F.F. Advisors, LLC
Wayland MA, United States
Number of offices
1
Most active in
F.F. Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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