Exchange Street Capital

Exchange Street Capital provides discretionary portfolio management, financial planning, and executor/probate support to individual clients, including both non‑high‑net‑worth and high‑net‑worth individuals, and also offers model portfolio services to plan sponsors. Like many investment managers, the firm charges asset‑based advisory fees for portfolio management while also handling some non‑discretionary legacy holdings.

The firm documents client objectives and constraints in an Investment Policy Statement, manages accounts on a discretionary basis, and emphasizes diversification using ETFs, mutual funds, individual stocks, certificates of deposit and bonds, applying fundamental analysis and modern portfolio theory with a long‑term trading orientation. Exchange Street describes itself as a fiduciary, seeks fair allocation of investment opportunities among clients, and will, in certain circumstances, act as an ERISA fiduciary or investment manager for plan sponsors’ portfolio models.

What is distinctive for a firm in this category is the explicit probate and executor support offered as a billed hourly service, combined with ongoing portfolio management and financial counseling for heirs after estate settlement, and the availability of standalone flat‑fee financial planning separate from asset management. The firm also requires clients to use designated custodians for execution and custody, does not participate in wrap‑fee programs, and discloses policies intended to mitigate conflicts of interest in personal trading and allocation.