Everguide Financial Group, LLC

Everguide Financial Group provides discretionary portfolio management and comprehensive financial planning primarily for individuals, high‑net‑worth clients, and business owners, and documents client objectives through individualized Investment Policy Statements. The firm also describes business‑oriented services—business planning, employee benefits optimization and retirement plan consulting—supporting corporate and tax‑exempt arrangements in addition to retail relationships.

EFG’s investment process combines fundamental and technical analysis with model portfolios and ongoing portfolio monitoring, and it typically manages accounts on a discretionary, asset‑based fee basis with monthly reviews. The firm’s permitted investments include mutual funds, ETFs, equities, fixed income, real‑estate funds, commodities and non‑U.S. securities, and the brochure explicitly discloses use of options strategies (covered, uncovered and spreads), reflecting derivative exposure in managed accounts.

Notable distinctions compared with many independent peers are the firm’s mix of client types beyond typical individual retail clients and its scale of roughly $45 million in discretionary AUM while operating as a single‑advisor practice. The brochure also highlights that EFG manages assets internally rather than selecting third‑party managers, coordinates with outside accountants, attorneys and insurance agents, and discloses the potential receipt of research or execution (soft‑dollar) benefits from custodians.