Evergreen RIA, LLC

Evergreen RIA, LLC provides investment advisory and financial planning services to individual and high‑net‑worth clients, delivering ongoing portfolio management and stand‑alone financial plans. The firm limits its investment advice to mutual funds, fixed income, REITs and other real estate funds, ETFs, equities, certain non‑U.S. securities, and insurance products including annuities.

The firm manages client accounts on a primarily non‑discretionary basis, prepares an Investment Policy Statement for each client, and seeks client approval before effecting trades; its investment process combines charting, fundamental, quantitative, and technical analysis and uses both long‑ and short‑term trading with quarterly reviews. ERIA requires clients to use a specific custodian (Equity Advisor Solutions), does not aggregate block trades for multiple clients, and provides custodian statements and quarterly reports.

Distinctive features include an affiliation with an insurance business—registered insurance activities and the sale of annuities and other insurance products are disclosed as potential conflicts of interest and are subject to firm review and client disclosure. The firm’s assets under management are almost entirely non‑discretionary (approximately $3.45 million across 19 client relationships), and the brochure discloses prior customer disputes from the advisor’s former broker‑dealer employment that were settled with payments by that broker‑dealer and no personal contribution from the advisor.