Evergreen Investment Management, LLC

Evergreen Investment Management provides discretionary portfolio management and personal advisory services to individuals — including high‑net‑worth clients — as well as to pension and profit‑sharing plans, trusts, estates, charitable organizations and corporations. The firm reports roughly 48 client relationships and about $13 million in assets under management, and it does not impose a formal account minimum (while reserving the right to decline very small portfolios).

The firm formulates individualized allocations using a modern portfolio theory framework, employing ETFs, individual stocks and bonds and no‑load mutual funds, and tailors portfolios to each client’s objectives, risk tolerance and time horizon. Accounts are managed on a discretionary basis with ongoing monitoring and periodic rebalancing, supported by external research sources and at least annual client reviews (with more frequent reviews triggered by material events).

Distinctive for a small advisory practice, Evergreen accepts a broad mix of client types that includes institutional and charitable accounts in addition to individuals. The firm requires clients to custody assets at Charles Schwab & Co., Inc. and participates in Schwab’s institutional program (which provides research and operational benefits that may present conflicts of interest), maintains a comprehensive Code of Ethics with pre‑clearance and reporting requirements, and acknowledges “constructive custody” due to its authorization to deduct advisory fees from client accounts.