Etzler Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
130
73% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
130
Very HighAverage account size
$0
About
Etzler Financial Advisors, LLC is a fee-only, independent advisory practice serving individuals, families, trusts, corporations, and employer clients including nonprofits. The firm provides financial planning, tax and estate-related advice, investment analysis, and retirement-plan consulting and participant counseling alongside portfolio management for individual clients.
The firm’s investment work for individuals emphasizes long-term, diversified asset allocation and a passive, buy-and-hold approach with periodic rebalancing, and individual investment services are delivered on a non-discretionary, as‑needed basis rather than as continuous discretionary management. Engagements are structured as project, subscription, or hourly arrangements that use an “Allocated Time” framework (with tracking and limited carryforward provisions) to scope planning and implementation, and the firm reports no regulatory assets under management because it does not provide continuous supervisory services for retail accounts.
Noteworthy distinctions for a small, solo firm include its primary reliance on non-discretionary client authority (a practice that is uncommon among independent advisers) and a retirement-plan consulting offering that can include ERISA Section 3(38) discretionary management for employer plans. The firm also does not use percentage-of-AUM pricing, coordinates estate-document preparation with third-party providers, provides a personal financial portal and educational workshops, and has affirmed voluntary fiduciary practice standards.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Retirement income strategy
General tax planning
Cash flow / budgeting
Occupation focus
Retired
Founder/Business Owner
Executive
Demographic focus
Approaching retirement
Mid-Career Professionals
Fee options
Financial planning project fee typically $3,000 to $5,000; Retirement plan consulting project fees typically range from $1,000 to $30,000.
Hourly services billed at $250 per hour with no minimum fee; no prepaid minimum.
Ongoing subscription fees payable monthly or quarterly in advance, typically $2,000 to $5,000 annually.
Fee-only: Financial planning project fee typically ranges between $3,000 and $5,000; Subscription Agreement annual fee typically ranges between $2,000 and $5,000; Hourly rate is $250 per hour; Retirement plan consulting fees may be flat fee, hourly ($250/hour), or negotiated.
Main office location
Etzler Financial Advisors, LLC
641 Main Street
Red Bluff CA 96080, United States
Number of offices
1
Most active in
Etzler Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
X
Instagram
Website
530-777-2030
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