Ethos Capital Group, LLC

Ethos Capital Group, LLC provides investment management and financial planning to a mix of individual clients, small businesses, trusts, estates, high-net-worth individuals, pooled investment vehicles and charities. The firm offers discretionary portfolio management as well as standalone financial planning and consulting engagements tailored to each client’s goals.

Ethos draws on fundamental, technical and quantitative analysis to build client-specific strategies, documents client objectives and restrictions, and conducts account reviews at least annually with rebalancing and tax-loss harvesting as appropriate. The brochure notes the firm bills investment management on an asset-based basis (with fees billed quarterly in advance) and also offers separately billed financial planning engagements, while retaining flexibility to negotiate fee arrangements and group related accounts for fee determination.

Compared with many peers, Ethos is a small, two-advisor team managing a mid-sized asset base and discloses cross-practice activity in which its investment adviser representatives may also serve as licensed insurance agents and receive external compensation for insurance sales; the firm identifies disclosures and fiduciary processes to address the resulting conflicts of interest. The brochure also highlights prepaid quarterly billing and the firm’s non-participation in wrap fee programs, features that are less common among similarly supported firms.