Equivest Financial Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$63,500,000
Clients
123
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
123
Very HighAverage account size
$516,260
About
Equivest Financial Advisors LLC provides personalized financial planning and discretionary portfolio management to individuals, high‑net‑worth clients, trusts, estates and small businesses. Services include written financial plans addressing cash flow, retirement, education funding and estate planning, together with insurance reviews and referrals for annuities and life insurance.
The firm follows a goals‑based, core‑and‑satellite investment approach that emphasizes globally diversified, low‑cost exchange‑traded funds and selected individual stocks, supplementing with active managers when deemed advantageous. Client accounts are managed on a discretionary basis and are typically “subscribed” to a limited set of model portfolios (for example, SmartAllocation and SmartRisk series) that the firm monitors and adjusts.
Noteworthy among peers, the firm maintains an affiliated insurance practice: the managing member is also an insurance agent and the brochure discloses referrals to the affiliated insurance business for fixed and fixed‑index annuities and life insurance. The firm also requires use of a designated custodian (Altruist), does not vote client proxies (clients retain proxy voting), and does not impose a minimum account size.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
College savings (529s, UTMA, etc.)
General tax planning
Wealth management
Fee options
$0 - $500,000: 1.24% $500,001 - $1,000,000: 0.84% $1,000,001+: 0.74%
Minimum fee: $750 quarterly minimum fee for any client or household that does not maintain a minimum amount of assets under management. Fee-only: Firm is a fee-only advisory firm; fees are negotiated at the sole discretion of EFA.
Main office location
Equivest Financial Advisors LLC
Commerce Township MI, United States
Number of offices
2
Most active in
Equivest Financial Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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