Equity Financial Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,100,000
Clients
12
25% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$425,000
About
Equity Financial Management provides discretionary and non‑discretionary asset management and portfolio management to individuals, high‑net‑worth individuals, and business entities, building investment programs around each client’s goals, time horizon, and risk tolerance. The firm manages approximately $5.1 million in client assets and maintains a relatively small client base, enabling tailored investment planning and monitoring.
Investment decisions draw on fundamental analysis and modern portfolio theory, with account reviews performed quarterly and more frequently as market conditions dictate; reviews include allocation checks, rebalancing, and tax‑loss harvesting opportunities. Clients are required to custody assets at Charles Schwab and fees are deducted directly from accounts; the firm does not aggregate trades for block execution and does not vote client proxies (clients receive proxy materials directly).
The firm’s principal is a licensed insurance agent who spends a small portion of time on insurance sales and may receive commissions for insurance products, an outside business activity disclosed as a potential conflict of interest. The brochure also discloses receipt of soft‑dollar benefits from the chosen custodian and the principal’s other employment (rideshare and delivery), with the firm describing disclosure and fiduciary duties as the primary mitigants.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Fee options
$0 - $1,500,000: 1.25% annually $1,500,000 - $3,000,000: 1.0% annually $3,000,000+: 0.75% annually
Investment Advisor Representatives receive commissions from insurance product sales; separate insurance compensation not included in advisory fees.
Main office location
Equity Financial Management
Denver CO, United States
Number of offices
1
Most active in
Equity Financial Management has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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