Equilibria Wealth Management, LLC

Equilibria Wealth Management LLC manages roughly $130 million for about 115 clients and provides discretionary asset management and financial planning and consulting to individuals (including high‑net‑worth clients), estates, corporations, and other business entities. Its advisory services include model portfolios, a bond‑income ladder product, and both project‑based and ongoing financial planning.

The firm’s investment program centers on a set of model portfolios — for example, a Growth and Income model that allocates 30% U.S. equities, 30% international equities, and a mix of high‑quality, high‑yield, and inflation‑protection fixed income plus REITs and a small gold sleeve — alongside an ETF/mutual fund Retirement and Savings sleeve and a laddered bond strategy. Equilibria combines fundamental and technical analysis with modern portfolio theory, manages accounts on a discretionary basis with anticipated annual rebalancing and generally low turnover, and applies trailing stop‑loss rules (typically starting at 25%) on many individual holdings.

Noteworthy features for a firm of this size include explicit, relatively concentrated security weightings (about 25 U.S. holdings at ~1.2% each and 15 international holdings at ~2% each) and a named allocation to inflation‑protected fixed income and gold within its models. The firm uses Schwab Advisor Services for custody and execution and discloses potential conflicts from third‑party fee‑sharing and TPMM referrals, which clients can consider when evaluating recommended custodial or program arrangements.