Eppes Wealth Management

The firm provides fee-only investment management and financial planning to individuals and high-net-worth individuals, offering both ongoing and project-based planning alongside portfolio management for traditional securities such as stocks, bonds, mutual funds, ETFs, and municipal securities. It accepts clients without a stated account minimum and provides services on discretionary and non-discretionary bases.

The firm’s investment approach combines Modern Portfolio Theory with fundamental analysis to create asset-allocation driven portfolios that frequently use mutual funds and ETFs to implement passive exposures; account supervision is guided by client objectives, risk tolerance, and tax considerations. It generally exercises limited discretionary trading authority, conducts quarterly account reviews, relies on an independent institutional custodian for trade execution and reporting, and does not provide separate in-house performance reports beyond custodian statements.

Operating as a recently established, very small independent adviser—managing roughly $1.7 million across nine clients—the firm is owner-operated and may deliver owner-led, personalized service but with fewer institutional resources than larger peers. Distinctive features include a formal policy against block (aggregate) trading, a recent simplification and reduction of advisory and planning fees, and a principal who brings a non-traditional professional background while pursuing formal financial planning credentials.