EP Wealth Advisors

EP Wealth Advisors is a registered investment adviser that serves individuals (including high‑net‑worth clients), corporate and business clients, and retirement plans. The firm offers wealth management and discretionary portfolio management, financial planning (including hourly and retainer options), and ancillary services such as tax preparation and access to estate‑document preparation for clients meeting certain asset thresholds, and it also sponsors a wrap fee program.

The firm constructs customized model portfolios and provides ongoing monitoring and rebalancing, using a mix of fundamental, technical and cyclical analysis and, when suitable, short‑term trading, options, alternative investments and private fund recommendations. EP Wealth routinely recommends and monitors third‑party managers and implements ERISA plan work ranging from participant education to ERISA 3(38) discretionary fiduciary services for defined contribution and defined benefit plans.

Notable distinctions disclosed in the brochure include private‑equity ownership through EP Wealth Advisors Holdings (EPWA Fund IX‑A) with sponsors referenced in the filing, an internal offering of tax preparation and facilitated estate‑document services for clients above certain asset levels, and a branded trust referral relationship via National Advisors Trust Company (DBA EP Wealth Private Trust). The firm also discloses several referral and product relationships — including compensation from DPL for advisory services tied to certain commission‑based annuities and participation in Schwab/Fidelity referral/program arrangements — which it identifies as potential conflicts of interest to be managed.