Enza Financial, LLC logo

Enza Financial, LLC

Updated today

Client assets under management

$164,911,254

Clients

198

23% high-net worth

Advisors

4

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

50

Typical

Average account size

$832,885

About

Enza Financial serves individual clients—including high‑net‑worth households—businesses, and retirement plans, offering discretionary portfolio management, comprehensive financial planning, and retirement plan consulting. The firm also implements client strategies through third‑party managers and model portfolios when appropriate.

Enza’s advice is tailored to each client’s financial situation and may be delivered on either a discretionary or non‑discretionary basis, employing a range of analytical methods (fundamental, technical, charting, and modern portfolio theory) and both long‑ and short‑term trading approaches. For retirement plan clients the firm provides participant‑level services, including group enrollment and educational seminars on topics such as diversification, asset allocation, risk tolerance, and time horizon, alongside periodic plan monitoring.

Noteworthy features include the combination of retirement fiduciary work (with optional 3(38) discretionary services) and explicit participant education offerings, plus access to a broad set of investment vehicles from mutual funds and ETFs to private placements, PIPES, derivatives, and structured products. The firm is affiliated with an insurance affiliate and participates in the M Financial network, and some advisors also serve as registered broker‑dealer representatives—relationships the brochure discloses and addresses through stated policies and supervisory procedures.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops Advisory consulting

Expertise

General retirement planning Charitable giving & philanthropy Business exit / sale strategy

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Financial planning flat fees up to $15,000 for individuals and $50,000 for businesses; Comprehensive Financial Planning fees of $2,500 (Tier I), $5,000 (Tier II), and $7,500 (Tier III); Retirement plan consulting flat fees up to $85,000.

Percentage

$0 - $1,000,000: up to 1.50% $1,000,001 - $3,000,000: up to 1.25% $3,000,001 - $5,000,000: up to 1.00% $5,000,001 - $10,000,000: up to 0.75% $10,000,001+: up to 0.50%

Commissions

Commission-based compensation earned by registered representatives for securities transactions and insurance commissions earned by licensed insurance agents; separate and in addition to advisory fees.

Project-based

Up to $450 per hour for Individual Consulting and Planning and Periodic Investment Advisory Consulting services; also for post-termination retirement plan consulting.

Other

Fee-only: Hourly rates up to $450; flat fees up to $85,000 for financial planning and retirement consulting services; maximum annual fees vary by service.

Main office location

Enza Financial, LLC

6450 Rockside Woods Blvd S, Suite 150

Independence OH 44131, United States

Number of offices

1

Most active in

Louisiana · Nebraska · Ohio · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Scott F

Series 66

Independence, OH

Enza Financial, LLC

Scott Fischer is a Series 66-licensed financial advisor with 24 years of industry experience. He has been with Enza Financial, LLC since 2014 and also has a history with M HOLDINGS SECURITIES, Inc. Outside of his advisory role, Fischer serves on the Tudor House Advisory Council, contributing to promotion, ticket sales, donations, and maintenance activities. Enza Financial serves individual and high-net-worth clients as well as businesses, providing discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement plan consulting. The firm tailors investment advice to client objectives using a variety of strategies and offers distinctive services such as retirement plan participant education and group seminars.

General retirement planning Charitable giving & philanthropy Business exit / sale strategy Founder/Business Owner Executive
user avatar

Joseph C

ChFC®, Series 63

Independence, OH

Enza Financial, LLC

Joseph Crea is a financial advisor with Enza Financial, LLC, holding the ChFC® and Series 63 designations and bringing 34 years of industry experience. He has worked with Enza Financial since 2014 and previously held positions at M. Holdings Securities, Inc. and Benefits Resource Group. Outside of his advisory role, he serves as a trustee for Ohio Boys Town and is a shareholder in Unsung Brewing Company, LLC. He is also the founder of the Enza Foundation, which donates to selected charities. Enza Financial serves individual and high-net-worth clients as well as businesses, providing discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement plan consulting. The firm customizes investment strategies based on client objectives and offers retirement plan participant education and group enrollment seminars, coordinating with third-party managers and leveraging affiliations with M Financial Group and related insurance entities.

General retirement planning Charitable giving & philanthropy Business exit / sale strategy Founder/Business Owner Executive
user avatar

Michael R

Series 63, Series 65

Independence, OH

Enza Financial, LLC

Michael Rinaldi is a financial advisor at Enza Financial, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Distributors, Inc. and Planned Financial Services. Enza Financial serves individual and high-net-worth clients as well as businesses, providing discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement plan consulting. The firm offers tailored investment advice using a mix of strategies and provides retirement plan participant education and group enrollment seminars.

General retirement planning Charitable giving & philanthropy Business exit / sale strategy Founder/Business Owner Executive
user avatar

Linda C

ChFC®, Series 63

Independence, OH

Enza Financial, LLC

Linda Cahill is a financial advisor at Enza Financial, LLC with over 32 years of industry experience. She holds the ChFC® and Series 63 designations. Her career includes roles at M Holdings Securities, Inc. and The Benefits Group. Outside of advisory work, she is the business owner of Workchat, a communications service for 401(k) plan participants, and the founder of the Enza Foundation, which makes donations to charities of choice. Enza Financial serves individual and high-net-worth clients as well as businesses, providing discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement plan consulting. The firm customizes investment strategies to client objectives and offers participant education and group seminars, with access to resources through affiliations with M Financial Group.

General retirement planning Charitable giving & philanthropy Business exit / sale strategy Founder/Business Owner Executive
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