Envision Financial LLC

Envision Financial LLC is an SEC-registered advisory firm that works primarily with high‑net‑worth and ultra‑high‑net‑worth individuals, corporate executives, business owners, family trusts and personal retirement plans, generally targeting relationships with at least $1,000,000 of marketable assets. The firm provides investment advisory, financial planning, tax, estate planning, and trust administration services and typically manages client portfolios on a discretionary basis.

The firm emphasizes asset allocation as the principal investment decision and uses a proprietary cash‑flow Monte Carlo modeling tool to analyze long‑term capital sufficiency and set allocation targets; implementation commonly uses ETFs and institutional mutual funds while also considering individual securities, separately managed accounts, structured notes, limited partnerships and other alternatives when appropriate. Portfolios are monitored weekly for drift versus targets, deviations are flagged for review and rebalancing, and clients receive quarterly performance reports with an offer of quarterly review meetings.

Envision’s team includes licensed accountants and personnel with significant tax and accounting experience, and the firm separately charges for tax and trust administration services — a capability and fee arrangement that is uncommon among similar team advisors. With four advisors overseeing roughly $353 million for about 125 clients, Envision runs a concentrated, fee‑only, percentage‑of‑AUM practice focused on affluent and business‑owner clients and generally does not serve non‑high‑net‑worth retail investors.