Enso Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,302,022
Clients
17
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
17
LowAverage account size
$76,590
About
The firm advises individual investors and sponsors of employer retirement plans, offering fee-only financial planning, discretionary portfolio management, and retirement-plan consulting under written advisory agreements. Services are provided both on an ongoing basis and as project-based engagements, and the firm also conducts participant education and group enrollment support for plan sponsors.
Investment implementation generally follows a long-term, passive asset-allocation approach using mutual funds, exchange-traded funds, and, when appropriate, third-party model portfolios accessed through a model marketplace; accounts are managed on a discretionary basis with periodic rebalancing. Financial planning is commonly integrated with portfolio management for ongoing clients, while standalone, project-based plans are available for clients who prefer one-time advice.
The firm is notable for its affiliation with an accounting and tax services practice operated by the firm’s principal, enabling combined tax, CFO, and financial-planning services — a relationship the brochure discloses and addresses as a potential conflict of interest. It also offers ERISA-aware pension consulting and educational workshops for plan participants, services that are uncommon among similar independent, solo-advisor firms.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Tax strategies for small businesses
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Mid-Career Professionals
Approaching retirement
Fee options
Fixed fees for Financial Planning Services typically range from $4,500 to $9,500 annually, paid quarterly in advance.
$0 - $1,000,000: 0.99% annually $1,000,000 - $5,000,000: 0.68% annually $5,000,000+: 0.39% annually
Project-Based Financial Planning Services charged at $300 per hour, billed in 15-minute increments.
Fee-only: Financial Planning Services fixed fees typically range from $4,500 to $9,500 annually, paid quarterly in advance; Project-based Financial Planning Services at $300 per hour, billed in 15-minute increments; Retirement Plan Services fees are negotiable, either asset-based or fixed fees.
Main office location
Enso Financial
Phoenix AZ, United States
Number of offices
1
Most active in
Enso Financial has reported serving >5 clients in these states in the last 12 months.
Arizona · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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