Ensemble Financial, Inc.

Andrew Gularte is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He is currently with Titleist Asset Management, LLC and its affiliated entities, having joined in 2026. His prior experience includes roles at AW Securities, Allworth Financial, Fidelity Brokerage Services, F45 Training, and MedImpact. Titleist Asset Management, LLC is an SEC-registered investment adviser serving individuals, trusts, estates, and retirement plan sponsors. The firm manages approximately $2.43 billion for about 1,600 clients, offering discretionary portfolio management, financial planning, and retirement plan advisory services through a multi-advisor team approach.

Franck Cushner is a CFP® professional with 29 years of experience in the financial services industry. He is the principal of Ensemble Financial, Inc., an independent firm he has been with since 2010. Cushner also serves as Director at Titleist Asset Management, and he is the president and owner of DBK Health, Inc., which provides consulting to medical professionals. Outside of finance, he works as a compensated yacht captain on a part-time basis. Ensemble Financial, Inc. offers investment supervisory services and financial planning to individuals, pension and profit-sharing plans, and corporations. The firm uses a written Investment Policy Statement for each client and employs both fundamental and technical analysis across a range of investment products, including alternative strategies, while maintaining a network of third-party managers and external financiers to support its advisory services.

Daniel Rascoe is a financial advisor with Titleist Asset Management, LLC in San Antonio, TX. He holds Series 63, 65, and 66 licenses and has 23 years of industry experience. His prior roles include positions at Sunrise Financial Services, Madison Avenue Securities, and TD Ameritrade. Titleist Asset Management is an SEC-registered firm serving individuals, trusts, estates, and retirement plan sponsors, managing approximately $2.43 billion for about 1,600 clients. The firm provides discretionary portfolio management across several allocation strategies, financial planning services, and ERISA retirement plan advisory, using quantitative methods and an investment committee to oversee client portfolios.