Engineering Financial Independence, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$5,041,255
Total clients
13
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
13
Average account size
$387,789
About
Engineering Financial Independence, Inc. provides portfolio management and financial planning services for individual and high‑net‑worth clients, preparing written investment policy statements and offering both discretionary and non‑discretionary account management. The firm also operates a free subscription service that delivers email content, blog posts, and newsletters focused on general investor considerations rather than client‑specific recommendations.
The firm’s process documents clients’ goals, time horizons, and risk tolerance in an IPS and uses fundamental analysis, modern portfolio theory, and quantitative methods to build primarily equity‑focused portfolios. Investment strategies include long‑term trading and the use of option strategies (including covered, uncovered, and spread positions), with the firm noting the higher risks associated with options and acting as a fiduciary for retirement accounts.
Distinctive aspects relative to peers include its modest scale—roughly $5.0 million in assets across a small number of client relationships—and the uncommon practice of publishing subscription newsletters, which only a small share of similar independent advisers offer. The firm’s advisor also maintains a substantial outside industry role (approximately 32 hours per week), and the combination of that outside role and the active use of options may affect advisor availability and the firm’s overall risk profile compared with larger or full‑time practices.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
Options & derivatives strategies
Active portfolio management
Occupation focus
Engineering Professional
Demographic focus
FIRE (Financial Independence Retire Early)
Fee options
Up to $25,000 fixed fee for financial planning, negotiable and can be waived or reduced
$1 - $1,500,000: 1.50% $1,500,001 - $3,000,000: 1.25% $3,000,001+: 1.00%
$200 to $500 per hour
Main office location
Engineering Financial Independence, Inc.
Poway CA, United States
Number of offices
1
Most active in
Engineering Financial Independence, Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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