Endowe Advisory LLC

Endowe Advisory LLC provides automated investment advisory services to individual U.S. investors exclusively through a proprietary interactive website and mobile application. The firm offers a complimentary, one‑time algorithmic investment recommendation and an opt‑in, discretionary asset management program that requires clients to establish a brokerage account at Interactive Brokers; the brochure notes the firm was newly registered and reported no assets under management at the disclosure date.

Investment advice and portfolio construction are generated entirely by proprietary algorithms and by model portfolios made available through Interactive Advisors/Interactive Brokers, with automated monitoring and periodic rebalancing across ETFs, mutual funds, equities, U.S. government securities, and fixed‑income positions. Endowe’s staff provide technical and administrative support only and do not deliver individualized human investment advice; all onboarding, disclosures, and communications occur electronically through the platform.

What distinguishes Endowe from many peers is its integration with a parent company‑operated gift‑registry platform that routes contributions through a third‑party payment processor (Dwolla) into FBO accounts at a partner financial institution before transfer to clients’ brokerage accounts, and the fact that the parent collects transaction‑related platform fees from which the adviser benefits indirectly. The firm requires use of Interactive Brokers as custodian and broker, relies on automated models rather than human portfolio managers, and—consistent with common practice among investment managers—charges fees based on assets under management while disclaiming proxy voting and block‑trading services.