Encore 401K, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$13,361,360
Total clients
8
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
8
Average account size
$1,670,170
About
Encore 401K provides advisory services to sponsors of qualified retirement plans (including 401(k), pension and profit‑sharing plans) and to plan participants, and it also offers asset management services for individual clients. Services described in the brochure cover fiduciary retirement plan consulting (investment policy statements, investment selection, monitoring and due diligence), participant education and individualized participant advice, as well as discretionary fiduciary management when engaged.
The firm’s investment approach emphasizes streamlined fund‑menu design and strategic, long‑term asset allocation, typically using mutual funds, ETFs and target‑date or balanced QDIA solutions. Encore 401K applies fundamental and technical analysis where appropriate, conducts ongoing monitoring and periodic due diligence, and tailors recommendations through interviews, questionnaires and education meetings with sponsors and participants.
Distinctive features include a pension‑consulting focus and ERISA‑oriented offerings — such as fiduciary file setup, fee benchmarking, RFP/vendor selection, and specialized analysis of stable value and target‑date funds — that go beyond basic plan recordkeeping or enrollment support. The firm reported $13.36 million in assets under management handled on a non‑discretionary basis as of January 2026, a structure that is less common among independent advisers and that shapes how it delivers plan‑level advice and services.
Client services
Portfolio management
Pension consulting
Retirement plan services
Fee options
$0+: 0.25% to 0.50% annually for Retirement Plan Services (fixed annual fee based on plan assets, negotiable) $0 - $4,000,000: 0.50% to 1.00% annually for Asset Management Services (percentage of assets under management, billed quarterly in arrears)
Minimum fee: Minimum annual fee of $2,000 for Retirement Plan Services clients Fee-only: Fixed annual fee for Retirement Plan Services; Percentage of AUM for Asset Management Services
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Encore 401K, LLC
253 S. Main St, Suite 214
Driggs ID 83422, United States
Number of offices
1
Forms ADV
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