Encompass Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,232,672
Clients
1
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
1
Very LowAverage account size
$2,232,672
About
Encompass Financial Services provides financial planning, investment management, and consulting to individuals, trusts, estates, charitable organizations, corporations, and both qualified and non‑qualified pension and profit‑sharing plans. The firm also offers retirement plan solutions for plan sponsors and assistance with participant education and enrollment as part of its services to employer‑sponsored plans.
The firm constructs asset‑allocation model portfolios through an Investment Committee and also offers customized account management using mutual funds, ETFs, equities, fixed income and, when appropriate, options and alternative funds; risk management is described as central to its investment philosophy. For retirement plans it can serve as either a 3(38) discretionary investment manager or a 3(21) adviser sharing fiduciary responsibility, and it provides quarterly monitoring, IPS assistance, and participant education as part of that work.
Noteworthy features disclosed in the brochure include an affiliation with an affiliated CPA firm, SOLSTICE TAX SOLUTIONS INC., owned by the same principal, which the firm may recommend for tax planning and preparation and discloses as a potential conflict of interest. The firm also notes it will occasionally assist qualified clients with limited IPO/SPO access and provides pension consulting and workshops for plan participants—services that are less common among peers and are specifically addressed in its disclosures.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Options & derivatives strategies
Private / alternative investments
Wealth management
Fee options
Financial planning fixed fees from $2,500 to $10,000; fixed fees for retirement plan consulting and implementation services, negotiable
$0 - $500,000: More than 1.25% (effective minimum fee results in higher rate for accounts under $500,000) $500,000+: Up to 1.25% annually (maximum annual advisory fee)
Certain insurance products sold by investment adviser representatives generate customary commissions; amounts vary by product type
Hourly financial planning fees ranging from $195 to $675 per hour, negotiable
Account minimum: $500,000 Minimum fee: $1,250 per quarter ($5,000 per year) minimum fee, negotiable or waivable under certain circumstances Fee-only: Financial planning fees: fixed fees ranging from $2,500 to $10,000; hourly fees ranging from $195 to $675 per hour, negotiable and sometimes waived for clients who engage other services
Main office location
Encompass Financial Services
12636 High Bluff Dr. #110
San Diego CA 92130, United States
Number of offices
1
Most active in
Encompass Financial Services has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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