EMGO Capital, LLC

EMGO Capital offers financial planning and consulting to individuals, corporations, limited liability companies and other small businesses, providing services that include investment, retirement and education planning as well as corporate and personal tax planning, cost segregation studies, corporate-structure and real estate analysis. Although categorized as an investment manager on its Form ADV, the firm currently reports no assets under management and states it does not maintain custody of client funds.

The firm begins engagements with an in-depth analysis and an Investment Policy tailored to each client’s goals, risk tolerance, tax and liquidity needs, then applies a Fundamental Asset Forecast approach aimed at capital preservation and long-term growth across market cycles. Work is delivered as standalone planning or consulting engagements with periodic reviews and event-driven updates, and the firm uses a fixed monthly billing model rather than percentage-of-AUM fees.

What is notable about EMGO Capital is that its principal concurrently works full time as an accountant for another firm and provides accounting services separate from the advisory business, a relationship the brochure discloses and says will not be solicited to advisory clients. The combination of a very small, recently formed advisory practice focused on corporate planning tasks (e.g., cost segregation, debt and lines-of-credit analysis) and a non-AUM, planning-first business model differentiates it from many larger pooled-asset investment managers.