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Emerald Blue Advisors

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Client assets under management

$88,302,298

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Clients

188

60% high-net worth

Advisors

3

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

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Clients per advisor

63

Typical

Average account size

$469,693

About

Emerald Blue Advisors serves individuals (including high-net-worth clients), businesses, pension and profit-sharing plans, and charitable organizations, managing roughly $89 million across about 188 client accounts with a three-advisor team. The firm provides portfolio management, pension consulting, comprehensive financial planning, and periodic educational workshops on topics such as retirement planning, cash flow analysis, and estate planning.

The firm’s investment process is built around a structured decision framework that emphasizes retirement income engineering and tax-aware distribution planning, coordinating withdrawal sequencing across taxable, tax‑deferred, and tax‑free accounts and incorporating Social Security into long-term plans. Risk management is treated as an ongoing process—addressing sequencing, longevity, inflation, and behavioral risks—and the firm uses charting, fundamental, modern portfolio theory and quantitative analysis across long‑term, short‑term and options strategies.

Distinctive features include the regular, fee‑based educational seminars the firm offers to clients and the fact that certain supervised persons are also licensed insurance agents, a relationship the firm discloses and manages through policies and periodic review to address conflicts of interest. Emerald Blue also refers clients to third‑party investment managers when appropriate and makes use of third‑party custodial and platform services while monitoring those managers’ performance.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Retirement income strategy Social Security optimization Income planning Tax-loss harvesting Options & derivatives strategies

Fee options

Fixed

Fixed fees for financial planning between $1,500 and $4,000.

Percentage

All Assets+: 1.25% Options Accounts+: 1.50% $0+: 1.25% (Pension Consulting)

Project-based

Between $375 and $700 per hour for financial planning services.

Other

Fee-only: Financial planning fixed fees between $1,500 and $4,000; hourly fees between $375 and $700 per hour.

Main office location

Emerald Blue Advisors

25201 Paseo De Alicia, Suite 125

Laguna Hills CA 92653, United States

Number of offices

1

Most active in

More info

Arizona · California · Washington

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 949-916-0070

Advisors at this firm

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user avatar

Jeff L

ChFC®

Laguna Hills, CA

Emerald Blue Advisors

Jeff Lowe is a ChFC® credentialed financial advisor at Emerald Blue Advisors with 14 years of industry experience. He has been with Emerald Blue Advisors since 2013. In addition to his advisory role, he works as an independent insurance agent, selling traditional insurance products through unaffiliated carriers. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm employs a mix of fundamental, quantitative, and modern portfolio theory-based strategies, offers educational seminars, and manages approximately $69 million in assets across a three-advisor team.

Retirement income strategy Social Security optimization Income planning Tax-loss harvesting Options & derivatives strategies
user avatar

Hicham N

CFA®, Series 66

Laguna Hills, CA

Emerald Blue Advisors

Hicham Nasreddine is a CFA® charterholder and holds a Series 66 license, with six years of industry experience. He has worked at Emerald Blue Advisors since 2020 and previously held roles at Auto Nation, AXA Advisors, and GMIB SAL. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations, offering portfolio management, financial planning, and pension consulting. The firm manages discretionary accounts using a combination of model allocations, charting, fundamental and quantitative analysis, and modern portfolio theory, and provides educational seminars on various financial topics.

Retirement income strategy Social Security optimization Income planning Tax-loss harvesting Options & derivatives strategies
user avatar

Rola H

Series 63, Series 65

Laguna Hills, CA

Emerald Blue Advisors

Rola Hajeb is a financial advisor at Emerald Blue Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Emerald Blue Advisors since 2013. In addition to her advisory role, Hajeb is a licensed insurance agent with America's IRA Centers. Emerald Blue Advisors serves individuals, businesses, pension and profit-sharing plans, and charitable organizations, offering portfolio management, financial planning, and pension consulting. The firm manages discretionary accounts using a combination of model allocations, analysis techniques, and modern portfolio theory, and provides educational seminars on various financial topics.

Retirement income strategy Social Security optimization Income planning Tax-loss harvesting Options & derivatives strategies
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