A complete list of active advisors currently associated with EM Financial Services, LLC

Warmer can help you find a great advisor at EM Financial Services, LLC or one who fits your needs even better.

EM Financial Services, LLC provides discretionary and non‑discretionary asset management, financial planning and consulting, and pension‑plan advisory services, including limited‑scope ERISA 3(21) fiduciary support for qualified retirement plans. The firm also arranges access to third‑party money managers and acts as a liaison between plan sponsors or pooled vehicles and those managers. Investment programs are developed from documented client objectives, time horizons and risk tolerances and may employ fundamental, technical, charting, cyclical analysis and Modern Portfolio Theory as appropriate. For some mandates EM Financial delegates investment implementation to third‑party managers, monitors their performance and delivery of disclosures, and maintains an ongoing advisory relationship with those TPMs. Notable features in the brochure that are uncommon among peers are the explicit ERISA 3(21) pension consulting role, formal referral/fee‑sharing arrangements with third‑party managers (including named TPM relationships), and the firm’s affiliated insurance and related businesses which its advisory personnel operate alongside the advisory practice. The firm also discloses that it offers planning on an hourly or fixed‑fee basis in addition to asset‑based advisory services and that it does not vote client proxies.

To learn more about the advisors currently working at EM Financial Services, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.