Elm3 Financial Group, LLC

Monica Ladson is a financial advisor at Elm3 Financial Group, LLC in Alpharetta, GA. She holds a Series 65 designation and began her career at Elm3 Financial Group in 2023. Prior to joining Elm3, she worked in various roles including at Club DiOGi and CVS Health. In addition to her advisory role, Monica provides administrative support for Elm3 CPA Tax and Accounting. Elm3 Financial Group serves individuals, families, businesses, trusts, and estates, offering discretionary portfolio management, comprehensive financial planning, and consulting services. The firm employs an active, tax-aware investment approach that integrates macro analysis with fundamental security selection and maintains an affiliation with Elm3 CPA Tax & Accounting for tax and accounting services.

Stacey Nickens is a CFP® and holds a Series 65 license, with 19 years of industry experience. She has been with Elm3 Financial Group, LLC since 2006. Outside of her advisory role, Stacey owns Sweet Clover Creek Farm, a small livestock and vegetable farm, and Big Pine Landscaping LLC, where she is involved in operational and financial oversight. Elm3 Financial Group serves individuals, families, businesses, trusts, and estates, offering discretionary portfolio management and comprehensive financial planning. The firm employs an active, tax-aware investment approach that integrates macro analysis with fundamental security selection, aiming to increase tax efficiency and manage portfolios with both long-term and tactical strategies.

Margaret Nickens is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Elm3 Financial Group, LLC with six years at the firm and four years of industry experience. Prior to joining Elm3, she worked in education at several institutions including Highline Academy Northeast and University Prep. Outside of her advisory role, she provides payroll services for Elm3 CPA, Tax and Accounting, focusing on small businesses. Elm3 Financial Group serves individuals, families, businesses, trusts, and estates, offering discretionary portfolio management, financial planning, and consulting services. The firm employs an active, tax-aware investment strategy that integrates macro analysis with fundamental security selection to manage diversified portfolios for both high-net-worth and non-HNW clients.