Elm Asset Management Inc.

ELM Asset Management provides discretionary investment management to individuals, trusts, estates and charitable entities through separately managed accounts. The firm operates on a fee-only, percentage-of-AUM basis and generally requires a $250,000 account minimum (which it may waive), delivering account-level ownership rather than pooled vehicles.

Portfolios are constructed using a blend of analysis methods (charting, fundamental and technical analysis) and implemented via two core approaches: an actively traded growth strategy driven by an equity relative-value and market-timing model, and a more moderate income strategy focused on income-producing securities. The firm’s listed investment tools include exchange-listed and OTC securities, corporate debt, mutual funds and option contracts, and client accounts are reviewed periodically.

Notable distinctions include the firm’s small, owner-operated scale—two advisors managing roughly $5.9 million in discretionary AUM for a limited client base—which results in highly individualized account management. Also uncommon among peers, ELM employs derivatives (options) and uses borrowing within separately managed accounts, and it relies on a Schwab custody/clearing relationship that supports block trading and direct account execution.