E
Elliott Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$22,583,179
Total clients
43
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
43
Average account size
$525,190
About
Elliott Financial serves primarily working‑class individuals and their families, with a small number of self‑employed clients and a few clients who have significant investable assets. The firm offers fee‑only financial planning and ongoing investment advisory services, designing diversified portfolios that primarily use no‑load mutual funds and exchange‑traded funds.
The sole adviser follows a fundamental, long‑term investment approach that subscribes to the weak form of the efficient market hypothesis and rejects market timing and technical analysis. Portfolios are tailored to each client’s goals, risk tolerance, time horizon, cash‑flow and tax considerations, with an emphasis on broad diversification rather than short‑term speculation.
Distinctively, the firm generally does not base its compensation on a percentage of assets under management and instead establishes fees in advance based on the estimated time needed to deliver services. The adviser discloses personal ownership of many recommended funds, does not use large language models for planning, manages client accounts individually rather than aggregating trades, and does not participate in wrap‑fee programs or accept commissions.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
Occupation focus
Retired
Self-Employed
Demographic focus
Mid-Career Professionals
Parents
Fee options
$240 per hour for financial planning services.
Fee-only: Fee-only basis with fees negotiated in advance; total fees will not exceed 2% annually of assets under management.
Main office location
Elliott Financial, LLC
Pacific Grove CA, United States
Number of offices
1
Most active in
Elliott Financial, LLC has reported serving >5 clients in these states in the last 12 months.
California · Colorado · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")